MTD for landlords, without the accounting software
One property or a small portfolio. You don’t need ledgers and modules. You need your rent and expenses recorded digitally, and a quarter filed four times a year. That’s all QuarterFile does.
HMRC recognition is in progress: filing opens for the 7 February 2027 quarter, and you can check your MTD date and join the reminder list today.
An illustration of the QuarterFile dashboard showing the current quarter, Q2, running from 6 July 2026 to 5 October 2026, with a filing deadline of 7 November 2026. It shows confirmed income and expense totals, a checklist confirming the quarter is ready, and a single button to review and file. The figures shown are examples.
Property (SA105, the property pages of your tax return)
Your rental categories, ready to go
Every line from your bank statement maps to the property categories HMRC expects, suggested for you, confirmed by you:
- Rent from tenants
- Other property income
- Rates, insurance and ground rents
- Repairs and maintenance
- Loan interest and financial costs
- Legal, management and professional fees
- Services you provide (including wages)
- Property travel costs
- Other allowable property expenses
Own a property jointly?
Enter your transactions in full, exactly as they appear on the statement, and tell QuarterFile your ownership share once. At filing time that share is applied to income and expenses alike: own half of a property, file half the rent and half the costs. It’s the simpler of the approaches HMRC accepts, and you never work the percentages out yourself.
How MTD works for joint landlordsThe maths on price
Accounting suites run £15–30 a month and take time to learn. QuarterFile is £12.50 a quarter (£50 a year, less than one HMRC penalty). Free does the same filings by hand.
See pricingLandlord questions
What landlords ask first
Does MTD apply to me if I only own one rental property?
It depends on the rent, not the number of properties, and on gross rent rather than profit. MTD for Income Tax applies from April 2026 if your combined property and self-employment income is more than £50,000, from April 2027 if it’s more than £30,000, and from April 2028 if it’s more than £20,000. One flat let at £900 a month is £10,800 a year, so on its own it isn’t in scope in any of those waves, but a second property or a side trade is added to the same total. The two-minute checker adds it up and gives you your date.
How does QuarterFile handle a jointly owned property?
You enter the full amounts from your bank statement and tell QuarterFile your ownership share once. At filing time the share is applied to income and expenses alike, so a 50% owner of a property with £12,000 of rent and £3,000 of costs files £6,000 and £1,500. You never work the percentages out yourself, and the full figures stay in your records so the arithmetic is always checkable.
Do I file one quarterly update for all my properties?
Yes, for all your UK ones. Every UK rental you hold in the same capacity is a single UK property business for MTD, so their rent and expenses are added together into one quarterly update rather than one per property. Property abroad is a separate business with its own figures, and jointly owned property is reported at your share. If you’re unsure which of your properties sit together, that’s one for your accountant.
Your rent, your quarter
Rent in, quarter out.
The rent lands, the boiler breaks, the insurance goes out. Four times a year that becomes a summary for HMRC. QuarterFile turns your statement into that summary.
Not filing yet? Keep the dates
One email, 7 days before each quarterly deadline. No account, no software sign-up, nothing else ever.
We store your email address to send one reminder before each quarterly deadline, until you unsubscribe. Nothing else. How we handle your data.